Welcome to JJNT Trading LLC ("Company," "we," "us," or "our"). These Terms & Conditions ("Terms") govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our services.
1. Acceptance of Terms
By submitting a loan application, accessing our website, or engaging with our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.
2. Eligibility
Our services are available only to businesses and individuals who:
- Are at least 18 years of age
- Have the legal authority to enter into binding contracts
- Operate a legitimate business with verifiable financial records
- Are located in jurisdictions where our lending services are legally permitted
By using our services, you represent and warrant that you meet these eligibility requirements.
3. Loan Application and Approval
Submission of a loan application does not guarantee approval or funding. All applications are subject to our underwriting process, which includes:
- Review of financial statements and business records
- Credit checks and verification of information
- Assessment of creditworthiness and repayment capacity
- Compliance with applicable lending regulations
We reserve the right to approve, deny, or request additional information for any application at our sole discretion.
4. Loan Terms and Repayment
If your application is approved, you will receive a loan agreement detailing:
- Principal amount and funding schedule
- Interest rate, fees, and total cost of credit
- Repayment schedule and due dates
- Collateral requirements (if applicable)
- Default terms and consequences
You must carefully review and sign the loan agreement before funding is disbursed. Once executed, the loan agreement is legally binding.
5. Fees and Charges
All fees and charges will be clearly disclosed in your loan agreement. These may include:
- Origination fees
- Late payment fees
- Prepayment penalties (if applicable)
- Returned payment fees
You are responsible for all fees associated with your loan as outlined in your agreement.
6. Use of Website
You agree to use our website only for lawful purposes and in accordance with these Terms. You may not:
- Provide false, misleading, or fraudulent information
- Attempt to gain unauthorized access to our systems or networks
- Interfere with the proper functioning of the website
- Use automated systems (bots, scrapers) without our written permission
- Violate any applicable laws or regulations
7. SMS Terms & Conditions
If you opt in to receive text messages from JJNT Trading LLC, the following terms apply:
Message Program
By providing your mobile number and consenting to receive SMS/MMS messages, you agree to receive recurring marketing and promotional messages from JJNT Trading LLC using an automated telephone dialing system (ATDS). Messages may include offers, updates, and information about our financial products and services.
Message Terms
- Frequency: Message frequency varies; you may receive up to 4 messages per month.
- Costs: Message and data rates may apply based on your mobile carrier's plan. Standard messaging rates from your carrier apply.
- Opt-Out: Reply STOP to any message to opt out and stop receiving further messages at any time.
- Help: Reply HELP for assistance or contact us at nichola@jjnttrading.com.
- Consent Not Required: Consent to receive SMS messages is NOT a condition of purchase or receiving our lending services.
Carrier Compatibility
Our SMS program is compatible with major U.S. carriers including AT&T, Verizon, T-Mobile, Sprint, and others. We are not responsible for messages that are not delivered due to carrier limitations or technical issues.
8. Intellectual Property
All content on our website, including text, graphics, logos, images, and software, is the property of JJNT Trading LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
9. Limitation of Liability
To the fullest extent permitted by law, JJNT Trading LLC and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, consequential, or punitive damages arising from or related to your use of our services, even if we have been advised of the possibility of such damages.
Our total liability for any claims arising from your use of our services shall not exceed the amount of fees you paid to us in the twelve months preceding the claim.
10. Indemnification
You agree to indemnify, defend, and hold harmless JJNT Trading LLC and its affiliates from any claims, liabilities, damages, losses, and expenses (including reasonable attorney fees) arising from:
- Your violation of these Terms
- Your use of our services
- Your breach of any representations or warranties
- Your violation of any third-party rights
11. Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of New York, without regard to conflict of law principles. Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in New York, NY, in accordance with the rules of the American Arbitration Association.
You waive any right to participate in class action lawsuits or class-wide arbitration.
12. Modifications to Terms
We reserve the right to modify these Terms at any time. Changes will be effective upon posting to our website with a revised "Last Updated" date. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms.
13. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
14. Entire Agreement
These Terms, together with our Privacy Policy and any executed loan agreements, constitute the entire agreement between you and JJNT Trading LLC regarding your use of our services.
15. Contact Information
If you have questions or concerns about these Terms, please contact us:
JJNT Trading LLC
42 Broadway 12th Floor -137
New York, NY 10004
Email: nichola@jjnttrading.com
By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.